Loan product

Consumer loan

A cash loan for personal needs — simple terms at the branch.

Amount

300 – 10 000 ₼

Term

3 – 36 months

Interest rate

from 22% per year

About the product

The consumer loan offers a larger amount and a longer term for education, renovation, travel and other personal goals. Applications are accepted at a branch or online, and the decision is given within 1 business day.

Decision in 1 business dayUp to 36 monthsPersonal repayment schedule

Terms

Your loan can be arranged on the following terms:

  • Amount: 300 – 10 000 AZN
  • Term: 3 – 36 months
  • Age: 20 – 65
  • Official or unofficial income

Required documents

  • ID card
  • Proof of income (if available)

Loan calculator

Consumer loan

22% per year
Amount2 580 ₼
300 ₼10 000 ₼
Term6 months
3 months36 months

Monthly payment

458,01 ₼

To your card
2 580 ₼
Total amount payable
2 748 ₼
Interest
168 ₼

Preliminary estimate — exact terms are set out in the contract

Application

Apply for Consumer loan

The amount and term are carried over from the calculator automatically. Our specialist will contact you during business hours.

300 – 10 000 ₼

3 – 36 months

The 7-character code on your ID card (optional)

Estimated monthly payment
88,76 ₼