In 15 minutes

Gold-secured loan

Cash in 15 minutes against gold jewellery — at 33 branches.

Amount

100 – 50 000 ₼

Term

1 – 24 months

Interest rate

from 24% per year

About the product

Gold-secured loans are ASEL Kredit's core business. Bring your gold jewellery to the nearest branch, it is valued by purity and weight, and you receive cash within 15 minutes. No proof of income is required; your items are kept in an insured safe and returned once the loan is repaid.

Decision in 15 minutes33 branches nationwideItems kept in an insured safeEarly redemption

Terms

Your loan can be arranged on the following terms:

  • Amount: 100 – 50 000 AZN
  • Term: 1 – 24 months
  • Collateral: gold jewellery (375 – 999 purity)
  • No proof of income required
  • Valuation: purity × weight × daily price

Required documents

  • ID card
  • Gold item

Gold calculator

Estimated value of your item and the maximum loan amount

10 grams
1 g200 g
Purity

Estimated value

950 ₼

95,0 ₼/g · purity 585

Maximum loan (70%)

665 ₼

The final amount is set after an expert appraisal at the branch.

Application

Apply for Gold-secured loan

Enter the weight and purity of your items — the final amount is set after an expert appraisal at the branch.

Approximate — the exact weight is measured at the branch

100 – 50 000 ₼

1 – 24 months

The 7-character code on your ID card (optional)

Estimated maximum loan
Enter weight and purity